Flexible Financing Options

Dental care shouldn't be limited by financial concerns, yet many patients delay necessary treatments due to cost uncertainties. Whether you need routine preventive care or comprehensive cosmetic procedures, understanding your payment options helps you make informed decisions about your oral health without compromising your budget.

At Dental Health & Beauty, we believe everyone deserves access to quality dental care regardless of their financial situation. Our Libertyville dentist Dr. Nicholas Polito and our team work with patients to provide flexible financing solutions that make dental treatments affordable and accessible for families throughout Libertyville and surrounding communities.

For patients who prefer to spread treatment costs over time, we partner with CareCredit to offer flexible financing solutions. CareCredit specializes in healthcare financing and provides a range of payment plans tailored to various budgets and treatment needs. The average adult between the ages of 20 and 64 has three or more decayed or missing teeth, making accessible financing crucial for maintaining oral health.

The financing program offers promotional periods with special terms, including interest-free options for qualified applicants. These promotional periods vary depending on the treatment amount and can significantly reduce the overall cost of dental care when payments are made according to the agreed terms.

We accept all major PPO insurance plans and handle all the paperwork for your convenience. While we operate as an out-of-network practice, this approach enables us to focus on delivering the highest quality care without the constraints of insurance restrictions. When you visit our office, we submit claims directly to your insurance provider on your behalf. You are responsible for any remaining balance after your insurance provider processes the claim. We work with numerous insurance providers, though we do not accept Medicaid or HMO plans.

MetLife and Aetna typically provide excellent coverage with reliable processing times, making them preferred options for many of our patients. We encourage you to contact your insurance carrier directly to understand your specific benefits and coverage details. This proactive approach helps avoid surprises and ensures you can plan for any out-of-pocket expenses.

For immediate payment, we accept all major credit cards, including Visa, Mastercard, Discover, and American Express. Payment is typically due at the time of service, unless we've arranged an alternative payment plan in advance. Our team is always happy to discuss payment options during your appointment scheduling or consultation.

Our DHB Dental Program offers an excellent alternative to traditional dental insurance, functioning like a membership program that provides significant savings on dental services. This annual program eliminates many of the frustrations associated with dental insurance, including claim denials, waiting periods, and annual maximums.

The program offers three membership levels to accommodate different family sizes. Individual membership costs $450 annually, while couples can join for $850 per year. Additional family members, including children or other dependents, can be added for $275 per person. This transparent pricing structure makes it easy to budget for your family's dental care throughout the year.

Unlike traditional insurance, the DHB Dental Program provides immediate benefits with no waiting periods or claim forms. Members receive substantial discounts on preventive care, restorative treatments, and cosmetic procedures. The program works particularly well for families who want predictable dental costs and prefer to avoid the complexities of insurance coverage limitations.

This membership plan is not insurance, but rather a discount program that provides exceptional value for regular dental care. Members enjoy priority scheduling, personalized treatment planning, and the peace of mind that comes with knowing their dental care costs are predictable and affordable.

At Dental Health & Beauty, we're committed to providing transparent pricing and flexible payment options that work for your lifestyle. Dr. Nicholas Polito combines over 30 years of experience with a patient-centered approach that prioritizes your comfort and financial well-being. Whether you're interested in preventive care, restorative treatments, or cosmetic enhancements, we'll work with you to find a payment solution that fits your budget.

Our team takes pride in helping patients achieve their oral health goals without financial stress. We encourage you to discuss payment options during your consultation so we can tailor a plan that meets your specific needs. Contact us today at (847) 367-1133 or submit our convenient online form to schedule your appointment and learn more about our financing options.